Free printable
Bank Account Inventory (Large Print)
By Jason Su · Updated October 20, 2026
The standard Bank Account Inventory lists every account and who gets the money. This large-print version gives each account its own row, with the label in a left column and room to write. It keeps the two columns that decide everything: ownership, and who is named as the beneficiary.
What changed from the standard sheet
- One account per row, with the label in a left column and a tall box to write in.
- The two columns that matter are kept. Ownership and the beneficiary are the only two that decide who actually receives the money; the rest is detail.
- Automatic payments get their own short section, so the bills that will still run after a passing are caught early.
Making it bigger still
- Set the print scale to 125% in your browser’s print dialog (Chrome and Edge: More settings → Scale).
- Print on legal paper if you have it — same layout, more room.
Write in black ink. Fill the beneficiary column for every account — an empty box there is the most expensive blank on this sheet.
The sheet
The accounts
| Bank and account | Owned by (mine / joint with) | Named beneficiary (POD or TOD) |
|---|---|---|
Automatic payments and deposits
| What runs through it | Which account | Can someone else stop it? |
|---|---|---|
| Social Security or pension | ||
| Paycheck | ||
| Mortgage or rent | ||
| Utilities | ||
| Insurance premiums | ||
| Subscriptions |
Who to tell, and where things are kept
| Question | Answer |
|---|---|
| Which accounts have a named beneficiary | |
| Which accounts have nobody named | |
| Where the account numbers are written down | |
| Who can sign if I cannot | |
| Where the checkbook and statements are |
How to use it
- List every bank, including the credit union and the account you opened for one purpose. Two years of statements will find them faster than memory will.
- Fill the beneficiary column for all of them. An empty box is the single most expensive blank on this sheet — see the standard Bank Account Inventory for why.
- Note the automatic payments, because those are what create urgent problems in the first month.
- Keep this sheet private. Unlike a document inventory, this one has balances and beneficiaries, so it belongs in a locked place, not on the fridge.
Frequently asked
Does a joint account avoid the estate process?
Usually yes for the surviving owner, but a joint owner can withdraw everything, and the account often ends up outside whatever the will says.
Should I add a child’s name to my account for convenience?
That can change who owns the money and can expose the account to that person’s creditors or divorce. Ask the bank what the form actually does before signing it.
What happens to the account after someone passes?
Often the bank freezes withdrawals until it sees authority or a beneficiary claim. See how to close the account after a passing.
Next step
Open your banking app and write down every account in the first table today. Then fill in the beneficiary column for each one — a ten-minute job that decides more than any paragraph in a will.
This is a record sheet, not financial or legal advice. Deposit insurance rules and state account rules differ and change — confirm the details with your bank and with the FDIC source linked in the standard inventory.